If you suffer from a fracture, dislocation or other covered accidental injury, accident insurance can help offset unexpected medical expenses that aren’t covered by your medical insurance. Depending on your policy, accident insurance can help cover expenses resulting from your covered accident like:
- Emergency room visits, X-rays, diagnostic exams, physical therapy and follow-up treatment
- Ambulance or air ambulance to a hospital
- Hospital stays, travel or lodging expenses related to your accident
Talk with your McDaniel Insurance Solutions agent to learn how accident insurance can help you be prepared for the unexpected and protect what you’ve worked so hard to build.
Examples of how accident insurance can help
The Taylors: injured ankle
The Taylors’ teenage daughter, Hannah, dislocated her ankle falling off her bike. Some of the accident follow-up treatment wasn’t covered by insurance. Her accident benefit helped cover these, plus costs for X-rays, crutches and follow-up treatment.
James: broken ribs
James is 30, single, likes to read and enjoys movies. On his way to the bookstore, he was in a car accident and broke two of his ribs. James’s benefit helped cover his out-of-pocket costs for emergency room treatment. He also used some of his benefit to rent a car while his was in the shop.
Greg and Lisa: broken collarbone
Greg and Lisa love to go camping. One night, Greg tripped over the logs for their campfire and broke his collarbone. He used his benefit to cover his yearly deductible and co-pays for the surgery, hospital stay and physical therapy.